Final Rates & Benefits of Group Health Insurance Scheme Proposed By AIGETOA (BSNL) For PAN India

The Group Mediclaim Policy to be launched by AIGETOA has been finalized. We were under discussion for the best possible quote causing delay by few days but now negotiation has been completed and Letter of Intent has been issued by the Insurer for a five Lakh Mediclaim Policy.

The exclusive premium will be Rs 6100/- plus 18% GST (i.e. Rs 7198/-) uniformly across all age brackets for one Family comprising of self, spouse plus Kids. The quotes for Family with single parent coverage is at 9000+GST@18%, The quotes for Family with both parents coverage is 9600+GST@18%.

Room Rent has been enhanced from earlier 1 percent of SI to 2 percent ie Rs 10,000 per day. ICU expenditure has been enhanced to actual expenses without any capping against earlier quote of 2 percent of SI.

Though Corporate Buffer is available at some minimum extra premium but we have opted for Top Up benefits of 5 lacs and 10 lacs additional to ensure parity amongst all. However, to get this coverage, minimum 20 percent will have to opt for ToP Up..the rates of ToPUP will be dependent upon the number of persons opting for the top up for which we will have another 15 days window. We will try to keep the rates for ToP UP also as minimum as possible through negotiation once the final figure on the same is arrived.

The Customized Terms & Conditions of the policy along with premium for family with parents is enclosed for your ready reference as provided by the insurer, New India assurance.

We will be opening the window to start collection of premium very soon, once payment gateway for the purpose is readied by the bank. The family details will be again captured while making the payment for the said group policy. We once again thank you all for showing patience and it will definitely yield fruitful result when the policy will come into effect in this month for Pan India basis with all coverage from day-1.

Click here for the final rates and benefits of Group Mediclaim Policy

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